Section 144: The need of the hour amid COVID-19 crisis

The World Health Organization (WHO) recently declared the novel coronavirus (COVID-19) a worldwide pandemic. With over 2,00,000 confirmed cases and 8,000 deaths panic levels are on a rise around the globe. Flight cancellations, shutdown of public places, and remote functioning of offices have caused unprecedented disruption across industries worldwide. In many instances, people seem to […]

Data Protection & Privacy in the Insurance Industry

The digital revolution in India has disrupted the business environment in all industries and the insurance industry is no exception. Digitization enhances efficiency and reduces the cost of transacting business however there remain several challenges to the adoption of emerging technologies such as disruption to the traditional insurance ecosystem, uncertain consumer adoption, return on investment […]

Policy | SEBI’s Innovation Sandbox offers a right balance between innovation and regulation

British writer Arthur C Clarke once said, “Any sufficiently advanced technology is indistinguishable from magic.” Since the advent of technology, human life has undergone considerable changes that may be perceived as nothing short of magic. We saw a transition from barter system to a cash-dependent economy where citizens have further moved online for gold, savings, […]

A Homebuyer’s Tri-lemma: An Analysis of Provisions under CPA, RERA and IBC, 2016

If we look into the remedies available under the Consumer Protection Act, 1986 (CPA) and the Real Estate (Regulation and Development) Act, 2016 (RERA) along with IBC, 2016.  Real Estate (Regulation and Development) Act, 2016 (RERA) seeks to provide uniform laws throughout the country, for protecting the interest of home buyers and seeks to increase transparency in the functioning of […]

Analyzing Individual Borrower’s Creditworthiness amidst the Pandemic

Financial institutions are focused on risk, now more than ever before. Circumstances such as the present pandemic have compelled the country and its business to pivot or risk being perished in this country-wide overhaul. The virus-induced lockdown has raised “Liquidity” and Non Performing Assets (“NPA”) issues popularizing the buzzwords in financial circles and beyond. Anticipating […]

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